Terms of Service

Contact: You may contact the owner of hudhousinghelp.com by emailing support@hudhousinghelp.com.  He is trying to provide a way for people to actually get assistance for services they need and cannot afford to pay.  This site has no cost to any visitor.  We will never ask for any form of payments but Donations are greatly appreciated.  If you get modified and can afford to donate some money to us, it would just be put back into the website to help others in every community.

We do not encourage you to stop making payments, this is not necessary to get your loan modified.  We are not attorneys or providing any type of legal advise.

*A reduced interest rate is typically part of the new term included in a loan modification. However there is no guarantee you will receive a loan modification or assistance with foreclosure avoidance. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios.

**hudhousinghelp.com is not affiliated with NACA, HUD or anyone at this time. We are not a bank, nor a government agency or government affiliate. And our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. Outcomes vary from case to case. Possible outcomes include but are not limited to loan modification, forbearance agreement, trial plan, repayment plan, and denial.

We do not charge any upfront fees, it is free to contact us with the form above and speak with a counselor about your options. You will not be asked to transfer or surrender property titles nor will we offer to buy your house at a below-market price. You will not be asked to bypass the lender and make payments directly to the company or other third party. We do not encourage you to avoid contacting your lender, lawyer, credit counselor, or housing counselor. Our services may vary from state to state in order to comply with all state and local regulations related to loan modification and foreclosure prevention services.

Disclaimer: The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular questions on real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice of an attorney. By submitting this contact request, you are consenting to be contacted by foreclosure counselors by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that we may receive compensation from the foreclosure counselors for that introduction.

Disclaimer Regarding Our Information/Resources Not Legal Advice.

Information and resources provided by on our website is not legal advice and you agree not to consider or rely upon it as you would legal advice from a lawyer.  You should seek the advice of a professional before making any legal decisions.

Our Site provides general information, and not everything you read about may be applicable to your situation. Use common sense when using our Site and hire a professional before taking any action that may impact your legal rights.

Representations & Warranties

We make no representations or warranties as to the merchantability of our products or fitness for any particular purpose. You agree that you are releasing us from any liability that we may otherwise have to you in relation to or arising from this Agreement or for training, for reasons including, but not limited to, failure of our instructions, negligence, or any other tort. To the extent that applicable law restricts this release of liability, you agree that we are only liable to you for the minimum amount of damages that the law restricts our liability to, if such a minimum exists. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE PURCHASE OF ANY TRAINING, OR PARTICIPATION IN ANY COURSE OR CLASS. WE PROVIDE THE SITE AND RELATED MATERIALS, TRAINING, OR INFORMATION “AS IS” AND ON AN “AS AVAILABLE” BASIS, AND DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NON INFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SITE, COURSES, TRAINING, ANY INFORMATION OR INSTRUCTIONS PROVIDED THROUGH THE SITE, OR VIA THIRD PARTIES, INCLUDING YOUR ABILITY TO BECOME FINANCIALLY SOLVENT, STOP FORECLOSURE, OBTAIN A LOAN MODIFICATION, OR TO OBTAIN ANY RELIEF, AND WE SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH USE. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL INFORMATION, GUIDES, ADVICE, OR OTHER CONTENT PROVIDED THROUGH THE SITE. WE DO NOT WARRANT THAT THE SITE, OR ACCESS TO IT WILL BE UNINTERRUPTED, ACCURATE, SUCCESSFUL, OR ERROR-FREE OR THAT DEFECTS IN THE SITE, TRAINING, MODULES, OR ANY INFORMATION PROVIDED WILL BE CORRECTED. WE DISCLAIM ALL LIABILITY TO THE FULLEST EXTENT PERMITTED. WE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES, WHETHER DIRECT OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER, EVEN IF WE KNEW OR SHOULD HAVE KNOWN. OUR LIABILITY IN ANY JURISDICTION THAT DOES NOT ALLOW FOR THE EXCLUSION OR LIMITATION OF LIABILITY, IS LIMITED TO THE EXTENT PERMITTED BY LAW OR TO THE AMOUNT YOU HAVE PAID UNDER THIS CONTRACT FOR THE PAST MONTH. In other words, you agree that, although we strive to make our site useful for the purpose of obtaining information about loans, modifications, and foreclosure, we are not responsible in any way for failure to obtain any relief. We are not liable for any failure of our service, including any failures or disruptions, scheduled or unscheduled, intentional or unintentional, on our website which prevents access temporarily or permanently. In other words, although our website is almost always online, it may not be online when you need, and you should therefore not rely on our website being online at all times..

You agree that we are not responsible to you for anything that we may otherwise be responsible for, if it is the result of events beyond our control, including, but not limited to, acts of God, war, insurrection, stock market crashes, changes in food rations, zombie attacks, riots, terrorism, crime, labor shortages (including lawful and unlawful strikes), changes in laws, changes in interest rates, embargoes, postal disruption, communication disruption, failure or shortage of infrastructure, shortage of materials, or any other event beyond our control.