October 2023 Housing Market

Today’s housing market is a complex and dynamic landscape that is influenced by a multitude of factors, ranging from economic conditions to demographic shifts. In this 600-word exploration, we will delve into the key trends and challenges that define the housing market in 2023. One of the most significant drivers of the current housing market… Continue reading October 2023 Housing Market

Five tips to protect yourself from a smishing attack

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What is Smishing? Smishing is a form of phishing where cyber criminals send you a text message to trick you into giving them your private information or clicking on a link that installs malware on your phone. Their intent is to steal your identity and/or money. Cyber-criminals may send a text message asking you to… Continue reading Five tips to protect yourself from a smishing attack

CFPB Proposes Mortgage Foreclosures Servicing Changes

WASHINGTON, D.C. – The Consumer Financial Protection Bureau (CFPB) today proposed a set of rule changes intended to help prevent avoidable foreclosures as the emergency federal foreclosure protections expire. Due to the COVID-19 pandemic and ensuing economic crisis, millions of families nationwide have suffered the loss of income and nearly 3 million homeowners are behind… Continue reading CFPB Proposes Mortgage Foreclosures Servicing Changes

NY Rental Assistance Program for 25 Billion Dollars

New York is in the process of planning on the distribution of the $25 billion dollars of funds, that will help people get caught up on back rent during the Covid pandemic. For now, here’s what you need to know about accessing funds authorized by the $25 billion Emergency Rental Assistance Program. Am I eligible?… Continue reading NY Rental Assistance Program for 25 Billion Dollars

Department of Financial Services Cyber Fraud Alert

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The Department of Financial Services (“DFS”) recently learned of a systemic and aggressive campaign to exploit cybersecurity flaws in public-facing websites to steal Nonpublic Information (NPI).[i]  The unauthorized collection of NPI appears to be part of a growing fraud campaign targeting pandemic and unemployment benefits.  Specifically, the hacks are focused on stealing NPI from public-facing websites… Continue reading Department of Financial Services Cyber Fraud Alert

6 Foundational Benefits of Homeownership Today

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6 Foundational Benefits of Homeownership Today https://link.edgepilot.com/s/75e8eb4b/JJVgs_8LMkaaRaXzqUCVfA?u=https://www.keepingcurrentmatters.com/2021/02/08/6-foundational-benefits-of-homeownership-today/ Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 65.8% of… Continue reading 6 Foundational Benefits of Homeownership Today

BILLING CODE: 4810-AM-P BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1041

BILLING CODE: 4810-AM-P BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1041 [Docket No. CFPB-2019-0006] RIN 3170-AA80 Payday, Vehicle Title, and Certain High-Cost Installment Loans AGENCY: Bureau of Consumer Financial Protection. ACTION: Final Rule. SUMMARY: The Bureau of Consumer Financial Protection (Bureau) is issuing this final rule to amend its regulations governing payday, vehicle title,… Continue reading BILLING CODE: 4810-AM-P BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1041

HUD’s Carson on False Claims Act

Exclusive: HUD’s Carson on False Claims Act – “The monster has been slayed” HUD wants banks to return to FHA lending, “The monster has been slayed” And now, two years later, Carson delivered on his promise, announcing Monday that HUD and the DOJ have reached an agreement that will see the DOJ back away from… Continue reading HUD’s Carson on False Claims Act